The Simple Process

A Complete Overview of the Streamline Process

Make no mistake, mortgages can be complicated. This is why we keep overviews as simple as possible. You are here, because you want to make the best informed decision with the least confusion and headaches. Although no mortgage transaction is simple, we make it seamless and worry free. From simple product explanations to complete process transparency, our goal is to make lowering your existing mortgage payment quick and stress free.

At first glance, it may appear that there is a lot involved. For the borrower, the process is extremely simple. Here are the steps:

1. CALL - You call the American Bank Streamline Hotline at 1-866-620-8787.
2. LISTEN - Our friendly unbiased Mortgage Payment Reduction Specialist will gladly explain the Streamline Rate Reduction Program, tell you which options are available and answer all of your questions, without ever making you feel pressured.
3. AUTHORIZE - Once you authorize us to move forward, we will have you complete a few forms and send us a few of the required documents. Then we will have authorization to get started on lowering your mortgage payment.
4. SETTLE - We will keep you abreast of our progress from start to finish, but basically we handle everything else. We just call you and schedule a time for our local streamline settlement agent to come to your home or office to finalize the process.

The process is that simple. We do the heavy lifting for you behind the scenes, so you can concentrate on what's important -- Taking care of the rest of life.