Check Notification
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See why you received a notice and how you can participate. Click Here |
FHA Streamline Refinance
The most popular program elements are that borrowers can lower their mortgage payments without undergoing the hassles and paperwork requirements of a traditional refinance. Many borrower appreciate being able to obtain lower market interest rates without the headaches. This means...
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No Complicated Credit Underwriting Requirements |
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No Long Waiting Periods - Only 9 Timely Payments Required |
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No Income Qualifying or Debt Ratio Issues |
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No Appraisal Required |
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No Home Inspections |
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No Long Processes or Turnarounds (most completed within 30 days) |
FHA streamlines were not designed as hardship loans. Many wrongfully assume that only people that cannot afford their existing mortgage payments should participate. The FHA streamline refinance was designed to help all FHA homeowners. HUD wanted to give all homeowners an opportunity to take advantage of the lowest market rates. The FHA streamline program gave borrowers an alternative to traditional refinancing that was faster and less expensive. Unfortunately, due to the lack of publicity the program receives, the program is not that popular.
Nevertheless, the FHA streamline refinance program remains one of the mortgage industry's best kept secrets. Since the 1980's, the streamline rate reduction program has helped thousands of FHA borrowers lower mortgage payments, reduce interest and shorten terms. LEARN MORE... Watch the video below.
Refinance Your FHA Mortgage using the FHA Streamline Refinance Program – You Can Qualify for a Lower Mortgage Rate and a Lower Mortgage Payment With No Appraisal & Minimal Requirements!
The FHA Streamline has helped countless borrowers lower mortgage payments and get the best interest rates and lowest mortgage payments. Many FHA streamline refinance interest rate reductions, do not increase borrower loan balances. Many lenders issue title fee credits to allow borrowers to virtually maintain the same balances, but lower mortgage payments.
American Bank - Lutherville Office specializes in the FHA Streamline refinance loans. HUD created the program to help homeowners nationwide lower their mortgage payments and take advantage of today’s extremely low FHA fixed mortgage rates.
Is the FHA Streamline refinance program right for you? The FHA streamline is a great alternative to a loan modification. The best part is that you do not need perfect credit nor do you have to have a financial hardship to qualify. Anyone can apply for a FHA streamline! Find out more by calling our FHA Streamline Refinance Hotline now at 1-866-620-8787, or add your name to our FHA Streamline Rate Watch Program. Have us see if you are eligible for an FHA streamline refinance for FREE. Click to see if you qualify for an FHA Streamline Refinance.
You can also, use the “Click to Call” button here and be connected to one of our FHA Streamline Representatives now!
If you have an FHA loan, American Bank's FHA Streamline Refinance may be able to help you:
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Get a lower fixed rate on your FHA loan; even if you have no equity or owe more than your home is worth. |
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Lower your mortgage payment and reduce the interest you pay. |
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Have the option of not having an appraisal. |
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Minimal credit requirements. Perfect credit is not needed. |
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Limited documentation for approval. |
Why contact American Bank?
Your home is probably your largest single investment. When it comes to your home or something as important as your mortgage, we know this is not something you take lightly. The mortgage company you choose is important. With American Bank, you are in good hands!
You need to know you’re dealing with an experienced, reputable company. We are a privately-owned bank with 20+ years of experience. We also have a “service first” approach to FHA streamline transactions. Our commitment is unmatched. That is what makes American Bank America’s #1 FHA streamline refinance provider.
Is an FHA Streamline right for you?
If you’re in an FHA loan now and:- Want to pay the lowest possible rate WITHOUT paying thousands in fees.
- Desire to save money by NOT overpaying your existing mortgage company unnecessary interest.
- Need payment relief.
- Have a mortgage rate that’s going to adjust.
- Potentially owe more than your home is worth.
- Applied for a loan modification, but was denied because you are not delinquent.
- Have a decrease in household income and seek mortgage relief.
- Could benefit from having one month with no scheduled mortgage payment
Contact Us Now
Option #1 - Call us at 1-866-620-8787 |
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Option #2 - Click-to-Talk with us now! Click the link and enter the number that you can be reached at right now. You will be connected with a Mortgage Reduction Specialist. |
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Option #3 - Check your eligibility online. If you are computer savvy, you can check your eligibility online by using the REFERENCE NUMBER on your notification. You will need your notification to use the online service. |
www.americanfsb.com www.rateguardian.com www.thecreditrepairsecrets.com www.hud.gov www.fdic.com www.thedebteliminationkit.com www.smarthomebuyingbook.com www.kraneware.comwww.themarketinggenie.net
The FHA streamline refinance program helps borrowers lower mortgage payments. American Bank specializes in FHA streamline refinancing transactions that lower interest rates and reduce mortgage payments without appraisals or income verification. FHA Streamline Refinances may be possible without increasing existing loan balances. FHA Streamline Refinances may close in as few as 15 days, depending on date submitted. American Bank specializes in VA Streamline Interest Rate Reductions with no income verification. VA Streamline Refinances may be possible without increasing existing loan balances. VA Streamline Refinances may close in as few as 10 days, depending on date submitted.
© 2010 American Bank. Trade/service marks are the property of American Bank or their respective affiliates and/or its subsidiaries. Some products may not be available in all states.
Kwe Parker is a professional mortgage specialist for American Bank that
specializes in showing FHA and VA borrowers how to use seldom publicized
methods to lower FHA and VA mortgage rates without the normal hassles
associated with refinancing. Kwe "Clay" Parker and his team have helped
thousands of FHA and VA borrowers reduce their mortgage payments.
American Bank
1526 York Road
Lutherville, Maryland 21093
