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Our Commitment to Borrowers
Commitment to Borrowers
- #1 - We will listen attentively to your circumstances and we will always focus on finding specific solutions to your specific needs. We understand everyone has a unique situation and there is no one size fits all loan.
- #2 - From your first contact with our office, you will speak directly with a trained mortgage professional with your best interest at heart, not a commission-driven sales person that views you as simply a paycheck. You deserve more!
- #3 - You will be treated fairly and we will provide “haggle-free” rates and pricing upfront without using any high-pressure sales tactics or giving you any “run around”. We take an unbiased role in showing you all the possibilities available for your mortgage.
- #4 - We will always make your best interest our top priority, even if we must advise you not to do a loan or to accept a competitive loan offer. You come first!
- #5 - You will have the security of knowing that we always provide you with all the information necessary to make wise decisions. We will be truthful and accurate regarding your options, fees and rates. We never bait and switch!
- #6 - We will provide you with the professional guidance that you need to accomplish your short term and long term objectives. We will not offer a loan that we feel will not be in your best interest.
- #7 - Throughout the process, you will receive timely updates on the status of your loan and you will be notified immediately, in the event of changes. We will not intentionally catch you off guard when you rely on us to deliver.
- #8 - We will have an American Bank Payment Reduction Specialist available to answer any question that may arise at your settlement, regardless of the time you settle.
The FHA streamline refinance program helps borrowers lower mortgage payments. American Bank specializes in FHA streamline refinancing transactions that lower interest rates and reduce mortgage payments without appraisals or income verification. FHA Streamline Refinances may be possible without increasing existing loan balances. FHA Streamline Refinances may close in as few as 15 days, depending on date submitted. American Bank specializes in VA Streamline Interest Rate Reductions with no income verification. VA Streamline Refinances may be possible without increasing existing loan balances. VA Streamline Refinances may close in as few as 10 days, depending on date submitted.
© 2010 American Bank. Trade/service marks are the property of American Bank or their respective affiliates and/or its subsidiaries. Some products may not be available in all states.
Kwe Parker is a professional mortgage specialist for American Bank that
specializes in showing FHA and VA borrowers how to use seldom publicized
methods to lower FHA and VA mortgage rates without the normal hassles
associated with refinancing. Kwe "Clay" Parker and his team have helped
thousands of FHA and VA borrowers reduce their mortgage payments.
American Bank
1526 York Road
Lutherville, Maryland 21093
