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About Us
About American Bank – Timonium Mortgage Office
Since 1983, American Bank has been successfully serving homeowners nationwide, as evidenced by our longstanding, loyal customers.
American Bank provides the service, personalized guidance and product variety so often lacking in today's large commercial banks. American Bank strives to offer the most sought after mortgage products, high service levels and competitive pricing. During times when many banks have closed their doors or downsized, American Bank has remained a pioneer in expansion and identifying new ways to better meet customers’ needs.
American Bank offers government-insured and conventional mortgage products. Our office specializes in FHA streamline and VA streamline programs. Our experience and extensive knowledge of FHA & VA mortgages has allowed us to show thousands of FHA and VA borrowers ways to lower their existing mortgage payments and reduce the years that they have to pay, with minimal requirements, using no or low cost programs.
Learn how to reduce the interest rate on your existing FHA or VA loan.
- FHA and VA Streamline Interest Rate Reductions (Only Existing FHA & VA Borrowers)
Learn more about other mortgage products.
- Purchasing a Home (Existing or New Construction)
- Refinancing an Existing Mortgage
- Establishing Home Equity Lines of Credit (HELOCS)
In addition to competitive mortgage products, we offer a variety of banking services geared to meeting the individual customer's needs. Also, we offer highly competitive rates on our federally insured Certificate of Deposit accounts as well as our savings accounts.
- Personal and Business Banking Products
At American Bank, our customers are our priority. We look forward to serving you.
The FHA streamline refinance program helps borrowers lower mortgage payments. American Bank specializes in FHA streamline refinancing transactions that lower interest rates and reduce mortgage payments without appraisals or income verification. FHA Streamline Refinances may be possible without increasing existing loan balances. FHA Streamline Refinances may close in as few as 15 days, depending on date submitted. American Bank specializes in VA Streamline Interest Rate Reductions with no income verification. VA Streamline Refinances may be possible without increasing existing loan balances. VA Streamline Refinances may close in as few as 10 days, depending on date submitted.
© 2010 American Bank. Trade/service marks are the property of American Bank or their respective affiliates and/or its subsidiaries. Some products may not be available in all states.
Kwe Parker is a professional mortgage specialist for American Bank that
specializes in showing FHA and VA borrowers how to use seldom publicized
methods to lower FHA and VA mortgage rates without the normal hassles
associated with refinancing. Kwe "Clay" Parker and his team have helped
thousands of FHA and VA borrowers reduce their mortgage payments.
American Bank
1526 York Road
Lutherville, Maryland 21093
